:root{--navy:#12304a;--navy2:#0b2236;--teal:#2ba3a0;--teal-d:#1d7f7c;--teal-l:#52c6c3;--paper:#f4f7f9;--ink:#10202e;--muted:#4b5b69;--line:#dbe3ea;--head:'Barlow Condensed','Arial Narrow',Impact,sans-serif;--body:'Barlow',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.6 var(--body);color:var(--ink);background:#fff;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}a{color:var(--teal-d)}
h1,h2,h3{font-family:var(--head);line-height:1.08;margin:0;text-transform:uppercase;letter-spacing:.01em;color:var(--navy)}
h2{font-size:clamp(1.9rem,4.5vw,2.8rem)}h3{font-size:1.5rem}p{margin:0 0 1rem}
.wrap{width:min(1100px,100% - 32px);margin-inline:auto}
.ic{width:44px;height:44px;fill:none;stroke:currentColor;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round}
.hazard{height:10px;background:repeating-linear-gradient(-45deg,var(--teal) 0 14px,var(--navy2) 14px 28px)}
.nav{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:76px}
.brand img{height:60px;width:auto}.nav-right{display:flex;align-items:center;gap:14px}
.nav-call{font-weight:700;color:var(--navy);text-decoration:none;font-size:1.05rem}
.btn{position:relative;overflow:hidden;display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:12px 26px;border:0;border-radius:10px;cursor:pointer;font:800 1.15rem/1 var(--head);letter-spacing:.04em;text-transform:uppercase;text-decoration:none;color:#0b2236;background:linear-gradient(180deg,var(--teal-l),var(--teal));box-shadow:0 6px 0 #17706d,0 14px 24px rgba(43,163,160,.35);transition:transform .15s ease,box-shadow .15s ease}
.btn:hover{transform:translateY(2px);box-shadow:0 4px 0 #17706d,0 10px 18px rgba(43,163,160,.3)}
.btn::after{content:'';position:absolute;top:0;left:-130%;width:55%;height:100%;background:linear-gradient(100deg,transparent,rgba(255,255,255,.65),transparent);transform:skewX(-20deg);animation:shimmer 3.4s ease-in-out infinite}
@keyframes shimmer{0%,55%{left:-130%}100%{left:170%}}
.btn:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid var(--teal);outline-offset:3px}
.crumbs{font-size:.95rem;color:#cfe0ea;margin-bottom:14px}.crumbs a{color:#fff}
.hero{color:#fff;background:radial-gradient(900px 420px at 85% -10%,#1d4f73 0,transparent 60%),linear-gradient(160deg,var(--navy),var(--navy2));padding:56px 0 64px;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;inset:0;opacity:.07;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='60' viewBox='0 0 120 60'%3E%3Cpath d='M0 60 30 30l30 30M60 60l30-30 30 30' fill='none' stroke='white' stroke-width='3'/%3E%3C/svg%3E")}
.hero .wrap{position:relative;display:grid;gap:28px;align-items:center}
.hero h1{color:#fff;font-size:clamp(2.2rem,6vw,3.6rem);font-weight:800}.hero h1 span{color:var(--teal-l)}
.hero .sub{font-size:1.2rem;color:#d3e0ea;max-width:36em;margin:16px 0 24px}
.hero .wrap>*{animation:rise .8s cubic-bezier(.2,.7,.2,1) both}
@keyframes rise{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:none}}
.badge{display:grid;place-items:center;gap:8px;text-align:center;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:18px;padding:28px;backdrop-filter:blur(4px)}
.badge .ic{width:68px;height:68px;color:var(--teal-l)}.badge b{font:800 1.5rem var(--head);text-transform:uppercase;letter-spacing:.03em}
section{padding:64px 0}.alt{background:var(--paper)}
.kicker{font:700 1rem var(--body);letter-spacing:.1em;text-transform:uppercase;color:var(--teal-d);margin-bottom:8px}
.lead{font-size:1.15rem;color:var(--muted);max-width:42em;margin-top:12px}
.grid{display:grid;gap:20px;margin-top:30px}
.tile{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;transition:transform .2s ease,box-shadow .2s ease}
.tile:hover{transform:translateY(-4px);box-shadow:0 18px 36px rgba(18,48,74,.14)}
.tile .ic{width:54px;height:54px;color:var(--teal-d);margin-bottom:14px;padding:10px;background:#e4f4f3;border-radius:14px;stroke-width:2.2}
.tile p{color:var(--muted);margin:10px 0 0}
.checks{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:12px}
.checks li{display:flex;gap:12px;align-items:flex-start;font-weight:600}
.checks .ic{width:24px;height:24px;stroke:var(--teal);stroke-width:3;margin-top:3px;flex:none}
.two{display:grid;gap:28px;align-items:center}
.two img{width:100%;max-width:380px;border-radius:18px;box-shadow:0 18px 40px rgba(18,48,74,.25);border:6px solid #fff;outline:2px solid var(--line)}
.areas{list-style:none;padding:0;margin:26px 0 0;display:flex;flex-wrap:wrap;gap:10px}
.areas li{padding:8px 16px;background:#fff;border:1px solid var(--line);border-radius:99px;font-weight:600;color:var(--navy)}
.guar{background:linear-gradient(160deg,var(--navy),var(--navy2));color:#fff;border-radius:20px;padding:34px 26px;border:3px solid var(--teal)}
.guar h2{color:#fff}.guar p{font-size:1.15rem;margin:12px 0 0}
details.faq{background:#fff;border:1px solid var(--line);border-radius:14px;margin-top:12px}
details.faq summary{cursor:pointer;list-style:none;min-height:56px;padding:14px 56px 14px 20px;font:700 1.3rem/1.2 var(--head);text-transform:uppercase;color:var(--navy);position:relative;display:flex;align-items:center}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:'+';position:absolute;right:20px;font-size:1.8rem;color:var(--teal);transition:transform .2s}
details.faq[open] summary::after{transform:rotate(45deg)}
details.faq p{padding:0 20px 18px;margin:0;color:var(--muted)}
.cta{background:linear-gradient(160deg,#1d7f7c,var(--navy));color:#fff;text-align:center}
.cta h2{color:#fff}.cta p{color:#d9eceb;max-width:36em;margin:14px auto 26px}
.related{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}.related a{padding:10px 16px;border:1px solid var(--line);border-radius:99px;text-decoration:none;font-weight:700;color:var(--navy);background:#fff}
footer{background:var(--navy2);color:#c3d1dc;padding:40px 0 26px;font-size:1rem}footer a{color:#fff}
footer .fgrid{display:grid;gap:24px}footer ul{list-style:none;padding:0;margin:0;display:grid;gap:6px}
footer img{height:80px;width:auto;border-radius:10px;background:#fff;padding:4px}
.fine{border-top:1px solid rgba(255,255,255,.14);margin-top:26px;padding-top:16px;font-size:.92rem}
@media(min-width:760px){.grid.c2{grid-template-columns:repeat(2,1fr)}.grid.c3{grid-template-columns:repeat(3,1fr)}.two{grid-template-columns:360px 1fr;gap:44px}footer .fgrid{grid-template-columns:1.1fr 1fr 1fr}}
@media(min-width:980px){.hero .wrap{grid-template-columns:1.3fr .7fr}}
@media(max-width:640px){.nav-call{display:none}section{padding:48px 0}.brand img{height:54px}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important}html{scroll-behavior:auto}}